Helping You Achieve Your Financial Goals
A Comprehensive Approach
Commencement Financial Planning LLC utilizes a comprehensive approach to increase the likelihood you will successfully achieve your financial goals.
Comprehensive financial planning begins with understanding you and your goals. We then identify the best solutions and implement a plan consistent with your vision for the future. To make sure you stay on track we monitor your progress as well as the economic and legal environments, and then make appropriate adjustments to our strategy.
The following flowchart illustrates the financial planning process. You will notice the process is ongoing. Your strategy must be continually reevaluated and adjusted for changes in your circumstances and goals as well as for legislation enacted by government which changes income tax, estate, and entitlement laws.
Holistic and Appropriate Planning
Comprehensive financial planning encompasses the coordination of planning for risks, investment portfolio, retirement, education, taxes, cash flow, charitable giving, inheritance, and estate disposition. These financial aspects must be considered holistically and appropriate planning implemented to deal with them as such. A weakness in any of these core areas could greatly dampen or even dash the ability to reach your goals.
Using a fee-only approach, Troy helps you assess your current situation; define goals; then develop, implement, and monitor strategies to optimize the likelihood of meeting your goals. As part of his wealth management services Troy not only acts as an advisor, but also helps simplify your life by helping coordinate your tax preparer, attorney, and insurance providers.
Why is a good process important?
A good process greatly improves the odds you will reach your long-term goals. A bad process rarely produces good results consistently.