A Financial Consultant You Can Trust

Troy Sapp CPA, CFP®
Financial Consultant

Troy Sapp CPA, CFP® formed Commencement Financial Planning LLC after providing comprehensive wealth management and tax compliance services to affluent multi-generational families at a private firm in the Pacific Northwest utilizing a consultative approach, not one based on sales. While working at that firm, Troy recognized a need in the larger community for similar objective financial advice.

To best serve clients Troy recognizes the client/advisor relationship is unique in that it must involve the client sharing deeply personal information. To earn each client's trust Troy is committed to forming long term relationships by truly understanding his clients, exceeding their expectations whenever possible, and serving as their fiduciary.

Not everyone works well together. Both client and advisor must feel they are compatible in order for the relationship to be successful. Troy strives to have an open and cooperative relationship with each of his clients. Troy is honest, reliable, and friendly. He seeks the same qualities in the clients he serves.

Troy works from a home office in University Place/Lakewood. This is a comfortable environment with a very short commute that also keeps overhead and, in turn, fees low. If you are looking for an advisor with a fancy downtown office, this is probably not your stop.

For the Best Advice

It is critical clients seek financial planners with proper education, experience, and credentials.

Troy's Background


Fiduciary Counselling, Inc., Financial Consultant


Satisfied rigorous Certified Financial Planner™ requirements.


Granted certificate as having passed the Certified Public Accountant examination and is registered as such by the Washington and Minnesota State Boards of Accountancy.


Received a Bachelor of Science degree in Accounting from the University of Minnesota, Twin Cities.

CFP logo_2

Troy has been granted the right to use the CFP® certification by the Certified Financial Planning Board of Standards, Inc.


Troy has been hired by clients of BradyLawFirm PLLC to serve as an expert witness.


Troy is an active member of the National Association of Personal Financial Advisors (NAPFA).

Contact Troy to schedule a no-cost, no-obligation initial consultation. If there's a good fit, we can talk about working together to take the worry out of your finances and help you achieve true financial well‑being.

Commencement Financial Planning LLC is a Registered Investment Advisor in the State of Washington. The advisor may not transact business in states where it is not appropriately registered, or excluded or exempted from registration. Individualized responses to persons that involve either the effecting of transaction in securities or the rendering of personalized investment advice for compensation, will not be made without registration or exemption.