Contact Troy Sapp CPA, CFP®

Commencement Financial Planning LLC
6521 Flanegan Rd W.
Lakewood, Washington 98499

Email: tas [at] commencefp [dot] com

Phone: 253.820.6432

Fax: 253.883.4042

 

 

More thoughtful decision-making will lead to better overall results, and more thoughtful decision-making can be encouraged by evaluating decisions on how well they were made rather than on outcome.


~ Robert Rubin,
Harvard Commencement Address, 2001

Comprehensive Financial Planning

 

A Comprehensive Approach  

Commencement Financial Planning LLC utilizes a comprehensive approach to increase the likelihood you will successfully achieve your financial goals.

Comprehensive financial planning begins with understanding you and your goals. We
then identify the best solutions and implement a plan consistent with your vision for
the future. To make sure you stay on track we monitor your progress as well as the
economic and legal environments, and then make appropriate adjustments to our
strategy.

The following flowchart illustrates the financial planning process.  You will notice the process is ongoing. Your strategy must be continually reevaluated and adjusted for changes in your circumstances and goals as well as for legislation enacted by government which changes income tax, estate, and entitlement laws.

Financial Planning Process

Comprehensive financial planning encompasses the coordination of planning for risks, investment portfolio, retirement, education, taxes, cash flow, charitable giving, inheritance, and estate disposition.  These financial aspects must be considered holistically and appropriate planning implemented to deal with them as such.  A weakness in any of these core areas could greatly dampen or even dash the ability to reach your goals.

Using a fee-only approach, Troy helps you assess your current situation; define goals; then develop, implement, and monitor strategies to optimize the likelihood of meeting your goals. As part of his wealth management services Troy not only acts as an advisor, but also helps simplify your life by helping coordinate your tax preparer, attorney, and insurance providers.

 

Why is a good financial planning process important?

A good process greatly improves the odds you will reach your long term goals.  A bad process rarely produces good results consistently.

 Financial Planning Process chart

 

 

Contact Troy to schedule a no-cost, no-obligation initial consultation. If there's a good fit, we can talk about working together to take the worry out of your finances and help you achieve true financial well-being.  

Contact Troy Sapp CPA, CFP®

Commencement Financial Planning LLC
6521 Flanegan Rd W.
Lakewood, Washington 98499

Email: tas [at] commencefp [dot] com

Phone: 253.820.6432

Fax: 253.883.4042

 

 

More thoughtful decision-making will lead to better overall results, and more thoughtful decision-making can be encouraged by evaluating decisions on how well they were made rather than on outcome.


~ Robert Rubin,
Harvard Commencement Address, 2001